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Founded in 1967

More than a half century of unsurpassed service throughout the state of North Carolina.

At Colonial Insurance Agency, we believe that our clients want to protect what’s important to them, and that they deserve a reliable agent to help them do that the best way possible.

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Personal Insurance
Business Insurance
The Colonial Difference

For more than 50 years, Colonial Insurance Agency has been the agency of choice for countless North Carolina individuals and families. What makes Colonial Insurance Agency stand out? What makes us different? The answer is simple. We are a family-owned and operated, independent insurance agency. That means we are able to offer choices of policies from many different insurance companies.

The benefits of using an independent insurance agent:
  • Your Colonial Insurance agent is not duty-bound to any one company.
  • You’ll have choices of plans and programs.
  • You’ll get the best prices because we shop different companies.
  • Your independent agent is one-stop shopping for a full range of products. And most important of all your Colonial Insurance agent will get to know you and your family and will thoroughly understand your needs and your goals.

About Colonial Insurance Agency

More Than a Half Century of Unsurpassed Service to North Carolina

Founded in 1967 in Hillsborough, NC, Colonial Insurance Agency has been a family-owned and operated business for two generations. From our humble beginnings in a small office where we offered only auto insurance, we have grown and expanded to meet the changing needs of our clients to now offer full personal insurance and business insurance, with our specialties in home insurancelife insuranceand business insurance. We’re also proud to offer service in RaleighCaryMebaneChapel Hill and Durham.

Only a family owned and operated insurance agency recognizes the importance of treating you like family … like one of us.

Hillsborough, NC Insurance

103 Millstone Suite A Dr.
Hillsborough, NC 27278

Raleigh, NC Insurance

4030 Wake Forest Rd #300
Raleigh, NC 27609

Also providing insurance in:

Cary, NC, Mebane, NC, Chapel Hill, NC and Durham, NC.


Personal Insurance

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.


Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

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Colonial Insurance Agency + Erie Insurance

We offer Erie Insurance coverage at competitive rates.

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There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

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Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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